Category Archives: Credit Card

How to Check Bank of America Credit Card Application Status ?

Check Bank of America Credit Card Application Status : Bank of America is undoubtedly one of the best banks in the World. There are a lot of options when you talk about Bank of America Credit Cards. However, you once you choose and apply for Bank of America Credit Card, you need to wait for some days before you application is accepted by Bank of America and finally dispatched to your Address. Once your Bank of America Credit Card Application is accepted and approved, you will get your credit card within 2-3 weeks. You will be notified about the same via SMS as well. The complete process of approval and dispatch of Bank of America Credit Card may take a month before it reaches at your registered address.

Check Bank of America Credit Card Application Status Online

We understand that you may feel a bit impatient in this period, but the good news is that you can check Credit Card application Status in Bank of America Online. Yes! If you are looking to track Bank of America Credit Credit Card Application status, you can do it online within seconds. Today, in this article we will tell you how to check Bank of America credit card status.

Track Bank of America Credit Card Application Status

Before we tell you the process to check Bank of America Credit Card application status, make sure you have a Social Security Number to track Bank of America Credit Card Application Status.

How to Check Bank of America Credit Card Application Status Online ?

In order to check Bank of America Credit Card Application status, you need to follow the step by step instructions given below :

1) Open the Bank of America Credit Card Status Check Website –> https://www.bankofamerica.com/credit-cards/application-status/app-status-form.go

2) Click on the Second Option which says ‘Check Status of your submitted application’.

Check Bank of America Credit Card Status

3) Enter the following details to check your Bank of America Credit Card application status :

  • Your Last Name : Enter your Last Name
  • Your Social Security Number : Enter your Social Security Number.
  • Your Zip Code : Enter your 5 Digit Zip Code.
  • Answer the Spam Protection Question 

Check Bank of America Credit Card Application Status3) Click on Submit.

Now, you will be able to see Bank of America Credit Card Application Status Online.

Final Words :

You might have noticed that the procedure to check Bank of America Credit Card Application Status is quite easy which can be done pretty quickly. If you have trouble checking the Bank of America Credit Card Application Status, you can comment with your Last Name, Social Security Number & Zip Code and we will check it out for you.

How to Check Axis Bank Credit Card Application Status ?

Check Axis Bank Credit Card Application Status : Axis Bank is undoubtedly one of the best banks in India. There are a lot of options when you talk about Axis Bank Credit Cards. However, you once you choose and apply for Axis Bank Credit Card, you need to wait for some days before you application is accepted by Axis Bank and finally dispatched to your Address. Once your Axis Bank Credit Card Application is accepted and approved, you will get your credit card within 2-3 weeks. You will be notified about the same via SMS as well. The complete process of approval and dispatch of Axis Bank Credit Card may take a month before it reaches at your registered address.

Check Axis Bank Credit Card Application Status Online

We understand that you may feel a bit impatient in this period, but the good news is that you can check Credit Card application Status in Axis Bank Online. Yes! If you are looking to track Axis Bank Credit Credit Card Application status, you can do it online within seconds. Today, in this article we will tell you how to check Axis Bank credit card status.

Track Axis Bank Credit Card Application Status

Before we tell you the process to check Axis Bank Credit Card application status, make sure you have a valid Axis Bank Credit Card Application Number to track Axis Bank Credit Card Application Status.

How to Check Axis Bank Credit Card Application Status Online ?

In order to check Axis Bank Credit Card Application status, you need to follow the step by step instructions given below :

1) Open the Axis Bank Credit Card Status Check Website –> https://creditcards.axisbank.com/verifyOwnershipForm.html

2) Enter the Following Details to Check your Axis Bank Credit Card Application Status :

Check Axis Bank Credit Card Application Status

  • Application Id : Enter the Application ID received with your Credit Card Application, And
  • Mobile : Enter the Mobile Number as mentioned in your Credit Card Application form.

3) Click on Submit.

Now, you will be able to see Axis Bank Credit Card Application Status Online.

Final Words :

You might have noticed that the procedure to check Axis Bank Credit Card Application Status is quite easy which can be done pretty quickly. If you have trouble checking the Axis Bank Credit Card Application Status, you can comment with your Application Number and we will check it out for you.

How to Check ICICI Credit Card Application Status ?

Check ICICI Credit Card Application Status : ICICI Bank is undoubtedly one of the best banks in India. There are a lot of options when you talk about ICICI Credit Cards. However, you once you choose and apply for ICICI Credit Card, you need to wait for some days before you application is accepted by ICICI Bank and finally dispatched to your Address. Once your ICICI Credit Card Application is accepted and approved, you will get your credit card within 2-3 weeks. You will be notified about the same via SMS as well. The complete process of approval and dispatch of ICICI Credit Card may take a month before it reaches at your registered address.

Check ICICI Credit Card Application Status Online

We understand that you may feel a bit impatient in this period, but the good news is that you can check Credit Card application Status in ICICI Online. Yes! If you are looking to track ICICI Credit Credit Card Application status, you can do it online within seconds. Today, in this article we will tell you how to check ICICI credit card status.

Track ICICI Credit Card Application Status

Before we tell you the process to check ICICI Credit Card application status, make sure you have a valid ICICI Credit Card Application Number to track ICICI Credit Card Application Status.

How to Check ICICI Credit Card Application Status Online ?

In order to check ICICI Credit Card Application status, you need to follow the step by step instructions given below :

1) Open the ICICI Credit Card Status Check Website –> https://loans.icicibank.com/verifyOwnershipForm.html

2) Enter the Following Details to Check your ICICI Credit Card Application Status :

Check ICICI Credit Card Application Status

  • Application Id : Enter the Application ID received with your Credit Card Application, And
  • Mobile Number : Enter the Mobile Number as mentioned in your Credit Card Application form.

3) Click on Submit.

Now, you will be able to see ICICI Credit Card Application Status Online.

Final Words :

You might have noticed that the procedure to check ICICI Credit Card Application Status is quite easy which can be done pretty quickly. If you have trouble checking the ICICI Credit Card Application Status, you can comment with your Application Number and we will check it out for you.

How to Check HDFC Credit Card Application Status ?

Check HDFC Credit Card Application Status : HDFC Bank is undoubtedly one of the best banks in India. There are a lot of options when you talk about HDFC Credit Cards. However, you once you choose and apply for HDFC Credit Card, you need to wait for some days before you application is accepted by HDFC Bank and finally dispatched to your Address. Once your HDFC Credit Card Application is accepted and approved, you will get your credit card within 2-3 weeks. You will be notified about the same via SMS as well. The complete process of approval and dispatch of HDFC Credit Card may take a month before it reaches at your registered address.

Check HDFC Credit Card Application Status Online

We understand that you may feel a bit impatient in this period, but the good news is that you can check Credit Card application Status in HDFC Online. Yes! If you are looking to track HDFC Credit Credit Card Application status, you can do it online within seconds. Today, in this article we will tell you how to check HDFC credit card status.

Track HDFC Credit Card Application Status

Before we tell you the process to check HDFC Credit Card application status, make sure you have a valid HDFC Credit Card Application Number to track HDFC Credit Card Application Status.

How to Check HDFC Credit Card Application Status Online ?

In order to check HDFC Credit Card Application status, you need to follow the step by step instructions given below :

1) Open the HDFC Credit Card Status Check Website –>  http://www.hdfcbank.com/personal/credit_card/cc_track

2) Enter the Following Details to Check your HDFC Credit Card Application Status :

Check HDFC Credit Card Application Status

  • Application Reference Number : Enter the 16 Digit Application Reference Number received with your Credit Card Application, And
  • Mobile Number or Date of Birth : Enter the Mobile Number or Date of Birth as mentioned in your Credit Card Application form.

3) Click on Submit.

Now, you will be able to see HDFC Credit Card Application Status Online.

Final Words :

You might have noticed that the procedure to check HDFC Credit Card Application Status is quite easy which can be done pretty quickly. If you have trouble checking the HDFC Credit Card Application Status, you can comment with your Application Number and we will check it out for you.

How to Check SBI Credit Card Application Status ?

Check SBI Credit Card Application Status : SBI is undoubtedly the largest and best bank in India. There are a lot of options when you talk about SBI Credit Cards. However, you once you choose and apply for SBI Credit Card, you need to wait for some days before you application is accepted by SBI and finally dispatched to your Address. Once your SBI Credit Card Application is accepted and approved, you will get your credit card within 3 weeks. You will be notified about the same via SMS as well. The complete process of approval and dispatch of SBI Credit Card may take a month before it reaches at your registered address.

Check SBI Credit Card Application Status

We understand that you may feel a bit impatient in this period, but the good news is that you can check Credit Card application Status in SBI Online. Yes! If you are looking to track SBI Credit Credit Card Application status, you can do it online within seconds. Today, in this article we will tell you how to check sbi credit card status.

Track SBI Credit Card Application Status

Before we tell you the process to check SBI Credit Card application status, make sure you have a valid SBI Credit Card Application Number. In case you do not have it or you have forgotten, you can retrieve SBI Credit Card Application Number easily. If you already have the application number, you can skip the process to retrieve the SBI Credit Card application and proceed to track SBI Credit Card Application Status.

Also Read : How to Know your SBI Credit Card Limit ?

How to Retrieve SBI Credit Card Application by Date of Birth and PAN ?

In order to retrieve SBI Credit Card Application, you need to follow the step by step instructions given below :

1) Open the SBI Card Official Website –>  www.sbicard.com

2) Scroll down and look out for ‘Track your Application’.

3) Select the radio button which says ‘Retrieve Application’ (As shown below).

How to Retreive SBI Credit Card Application

4) Enter your Date of Birth & Pan Card Number.

5) Click on Retrieve (As shown above).

Now, you will be able to see your SBI Credit Card Application Number & Other Details.

How to Check SBI Credit Card Application Status by Application Number ?

In order to check SBI Credit Card Application Status Online, you need to follow the step by step instructions given below :

1) Open the SBI Card Official Website –> www.sbicard.com

2) Scroll down and look out for ‘Track your Application’.

3) Select the radio button which says ‘Check the status of your application’ (As shown below).

How to Check SBI Credit Card Application Status Online

4) Enter your SBI Credit Card Application Number.

5) Click on Track (As shown above).

Now, you will be able to see SBI Credit Card Application Status Online.

Final Words :

You might have noticed that the procedure to check SBI Credit Card Application Status is quite easy which can be done pretty quickly. If you have trouble checking the SBI Credit Card Application Status, you can comment with your Application Number and we will check it out for you. If you do not remember your Application Number, you can comment with you Date of Birth and Pan Card Number.

READ ALSO : 

How to get SBI Credit Card Against Fixed Deposit ?

SBI Credit Card against Fixed Deposit : A Credit Card has become a necessity these days as it gives you the freedom to spend when you are short of money. However, getting a SBI Credit Card is not that easy for all specially when your Credit Score is not that good. Even if you get it, the restricted Credit Limit is mainly a problem for many. State Bank of India brings to you SBI Advantage Plus Credit Card which lets you get a Credit Card on the basis of a Fixed Deposit. If you still don’t have a FD in SBI, you can open it quickly through SBI Internet Banking.

How to Apply for SBI Credit Card against Fixed Deposit ?

Let us first know a bit about SBI Advantage Plus Credit Card.

SBI Advantage Plus Card against Fixed Deposit

About SBI Credit Card against Fixed Deposit

You can get SBI Advantage Plus Card even if you are non-salaried or non-employed. This card is best suited for Students, Housewives and Other Non-Salaried professionals. An important point to note is that you can either open the Fixed Deposit by lump sum amount or you can pay EMI for a period of 11 months for the FD amount of Rs.25,000 or Rs.50,000. Before you apply for a Credit Card against FD in SBI, you must know a few important things about it.

  • Credit Limit will be 70% of the Amount of Fixed Deposit.
  • Joining Fee – Rs.500
  • Annual Fee – Rs.500
  • Interest free credit period for extended credit – Up to 50 days
  • Finance Charges – Upto 2.25% of the transaction (per month)
  • Cheque pickup – Rs.90
  • Cash advance fees in international ATMs – 3% of the amount withdrawn or 300/-, whichever is the highest
  • Card Replacement Charges – Rs.100

Steps to Apply for SBI Credit Card against Fixed Deposit

1) First of all you need to Open a Fixed Deposit in SBI of the desired amount. You must make sure that the amount is not less than Rs.20,000. You can open the Fixed Deposit either by visiting the Branch or Online through SBI Internet Banking. If you opt to pay EMI for FD for a period of 11 months, then you will need to sign the Auto Debit mandate as well. Monthly EMIs will be debited from your account for 11 months for the following amount :

  • Encash amount of Rs. 25,000 –EMI for Rs. 2,500/month
  • Encash amount of Rs. 50,000 –EMI for Rs. 5,000/month

2) Fill the SBI Advantage Plus Card application form & Sign the lien authorization letter. The Fixed Deposit will have a lien in favor of SBI Cards.

3) Attach the copy of required self-attested KYC Documents as per RBI guidelines (Address & ID Proof Documents).

4) Submit the application form to SBI Branch.

5) Upon successful validation of your information and documents, you will receive SBI Advantage Plus Card within 2-3 weeks.

For all those who EMI for FD for a period of 11 months, their Credit Limit will open as given in the chart given below :

Month
S. No.
Statement Date
(Examples)
EMI that
will be
billed to
you (Rs.)
Incremental
Credit limit
released after
payment of EMI
billed in that
month (Rs.)
Principal
Amount (Rs.)
Cumulati
ve
Principal (Rs.)
Total Credit
Limit
available to
you (Rs.)
1 12thMar’11 Nil* 0 0 0 0
2 12thApr’11 2,500** 1,000*** 2,094 2,094 1,000
3 12thMay’11 2,500 2,000 2,128 4,222 3,000
4 12thJun’11 2,500 2,000 2,163 6,385 5,000
5 12thJuly’11 2,500 2,000 2,198 8,583 7,000
6 12thAug’11 2,500 2,000 2,233 10,816 9,000
7 12thSep’11 2,500 2,000 2,270 13,086 11,000
8 12thOct’11 2,500 2,000 2,307 15,393 13,000
9 12thNov’11 2,500 2,000 2,344 17,737 15,000
10 12thDec’11 2,500 2,000 2,382 20,119 17,000
11 12thJan’12 2,500 2,000 2,421 22,540 19,000
12 12thFeb’12 2,500 2,000 2,460 25,000 21,000

This is the complete process to get SBI Credit Card against Fixed Deposit. SBI is very flexible in terms of payment and there are a lot of SBI Card Payment Options to choose from.

Final Words about SBI Credit Card against FD

Though there are a lot of banks offering credit cards against fixed depsot such as ICICI, SBI, Axis, Kotak and Central Bank of India. SBI gives one of the best and most flexible Card against FD. Go ahead and apply for it now!

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How to Apply for SBI Credit Card ?

Apply for SBI Credit Card : State Bank of India is the largest bank in India with its headquarters in Mumbai. Not only does it provides wide range of banking services, but also offers a variety of SBI Credit cards to meet the needs of consumers of all income group. So, whether you are Salaried, Self-Employed, a business owner or a Student, SBI has a Credit Card for each one of you. Before you jump to any conclusion you must know a few details about SBI Credit Cards. Today, we will take you through the step by step procedure on how to apply for SBI Credit Card ? 

How to Apply for SBI Credit Card

How to Apply for Credit Card in SBI ?

First thing to do while applying for a Credit Card is to check your eligibility.

Step 1) Eligibility Criteria to Apply for SBI Credit Card

Think if you do most of the formalities at your end and didn’t even check if you are eligible for the SBI Credit Card or not! So, its always a good practice to check your eligibility to apply for Credit Card in SBI.

Basic Requirements to apply for a SBI Credit Card are as follows :

  • Applicant must be Indian.
  • Applicant must be over 18 years of age.
  • Applicant must have a good credit score with no loan/credit card defaulting.
  • Depending upon Salaried or Self-Employed/Business Professionals the documentation and charges might differ.

Step 2) Review all the SBI Credit Card Options

You can compare features and benefits of up to three SBI Credit Cards at a time online. This feature can help you to get a better idea to apply for SBI Credit Card. Use this link to Compare Credit Cards in SBI.

See Also : SBI Credit Card against Fixed Deposit

You can also check from the list of SBI Cards given below. At any point of time you can talk to SBI Card Helpline Number((Prefix STD Code)39 02 02 02  ) or Visit any SBI Branch to know more about any SBI Credit Card.

List of SBI Credit Cards

SBI Signature Credit Card SBI Platinum Card SBI Advantage Signature Card
FBB SBI Styleup Card Air India SBI Platinum Card Air India SBI Signature Card
SBI Gold Credit Card SBI Advantage Gold SBI Advantage Plus Card
Tata Cards BMB Platinum Credit Card BMB Gold & More Card
SBI Advantage Platinum SBI Student Plus Advantage SimplyClick Credit Card
Yatra SBI Card IRCTC SBI Platinum Card IRCTC SBI Card
SBI Advantage Gold & More SBI UBI Card Karur Vysya Bank SBI Card
SBI Dena Bank Secured Card Karur Vysya Bank SBI Platinum Card SBI Corporate Utility Card
Oriental Bank of Commerce SBI Platinum Card Oriental Bank of Commerce SBI Card Bank of Maharashtra SBI Card
Bank of Maharashtra SBI Platinum Credit Card SBI Platinum Corporate Card SBI Signature Corporate Card

Step 3) Gather the Required Documents

Once you review the Credit Card Options, you need to gather your necessary documents in order to apply for a SBI Credit Card.  Also, you will need to keep the following information and documents handy :

  • Personal Information : Name, Address, Occupation, Education Level, Date of Birth, Email Address, Gender, PAN Number, Mobile or a Landline telephone number.
  • Professional Information :  The name of your Employer, Company Address, Work Industry, Designation, and the number of years you’ve been employed at the current company.
  • Address Proof : Passport, Voter ID, License, UID Aadhar Number,or any acceptable document.
  • Other Documents : PAN Card, Salary slips/Certificate for last 3 months, Income Tax Return document, Latest bank statement indicating salary credited for minimum 3 months.

Read Also :

Step 4) Apply for SBI Credit Card

The quickest way to apply for SBI Credit Card is through SBI Card Official Website sbicard.com. A lot of online applications for SBI Card have only two pages of information to provide. Give all the required details as requested. Once you agree to the terms and conditions, submit the application for processing. Remember not to double-click! This could result in an error.

Alternately, You can also call SBI Card helpline at 39 02 02 02 (please prefix the STD Code of your city) or visit the nearest SBI branch to apply for SBI Card.

Step 5) Approval Process of SBI Credit Card Application

If your application is approved online, SBI executives will get in touch with you within 2 working days to inform you about the all the documents you need to submit. The executives will also set an appointment with you to collect the required documents from you. Once you have submitted all your necessary documents, it will take up to 21 days to process your SBI Credit Card application. Final approval of your SBI Credit Card depends on the documents you provide.

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SBI Credit Card Payment Options

SBI Card Payment Options : SBI Cards or SBI Credit Cards are one of the best Credit Cards when compared with other Banks. They provide you with very flexible and wide range of Credit Cards to choose from. If you already have a SBI Credit Card and want to know about the SBI Credit Card Payment Options, you will be surprised to know that you can do it by 14 different online and offline methods. There are a total of 9 SBI Credit Card Online Payment Options and 5 SBI Credit Card Bill Payment Options that are Offline. It totally depends on you that which method you want to go ahead with. Today we will tell you about all these 14 SBI Card Payment Options.

Online Options to Pay SBI Credit Card Bill

As we have already discussed that there are 9 SBI Card Online Payment Options. Let’s know about each one of them one by one.

1) SBI Card Payment by NEFT

To make SBI Credit Card Payment by NEFT you need to Add SBI Card as a beneficiary under third party transfer, use IFSC SBIN00CARDS, use your 16-digit SBI Card number in place of account number, Bank name as SBI CREDIT CARD – NEFT, Bank Address as PAYMENT SYSTEMS GROUP, STATE BANK GITC, CBD BELAPUR, NAVI MUMBAI.

If you make SBI Card Payment through NEFT, Payment will reflect in your SBI Credit Card account within 1 working day.

2) SBI Card Payment by Netbanking/Paynet-Pay Online

To make SBI Credit Card Payment by Netbanking/Paynet-Pay Online you need to login to sbicard.com by using your SBI Card online user ID and password, Click on ‘Pay now’ on the home page, Select the SBI Card Payment amount, Select the mode of payment and the Bank name, Select the mode of payment and the Bank name and complete the payment.

If you make SBI Card Payment through Netbanking/Paynet-Pay Online, Payment will reflect in your SBI Credit Card account within 2 working days.

3) Visa Credit Card Pay

To make SBI Credit Card Payment by Visa Credit Card Pay you need to login to sbicard.com by using your SBI Card online user ID and password,  within ‘Third Party Funds Transfer’ and select ‘Visa Credit Card Pay’, enter the sender and recipient details to initiate funds transfer, finally click on ‘Confirm’ transaction.

If you make SBI Card Payment through Visa Credit Card Pay, Payment will reflect in your SBI Credit Card account within 3 working days.

Also Read : How to Redeem Reward Points for SBI Credit Card ?

4) Online SBI

To make SBI Credit Card Payment by Online SBI you need to login to onlinesbi.com by entering your SBI net banking user ID and password, Click on ‘Bill Payments’ Option and then go to ‘Manage Biller’ section, Select the Add option in ‘Manage Biller’ and opt for All India billers and select ‘SBI Cards and Payment Services Pvt. Ltd.’, Register biller details by entering your name and credit card number and click ‘Submit’, Receive an SMS from SBI with One Time Password (OTP) on your registered mobile number, finally enter the OTP and approve the biller details.

In future you can use this biller to pay SBI Card Bill through Online SBI. If you make SBI Card Payment through Online SBI, Payment will reflect in your SBI Credit Card account within 3 working days.

5) SBI Mobile Banking

To make SBI Credit Card Payment by SBI Mobile Banking with the SBI Freedom Application you need to Send SMS MBSREG to 9223440000 to receive User ID and Default MPIN, after that download State bank Freedom application either on the link received on sms or directly from Google Play, App Store or Blackberry world, then Change the default MPIN through State Bank Freedom application, Complete registration process instantaneously by visiting State Bank ATM, Activate using State Bank ATM-cum-Debit card at any State Bank ATM. Choose ‘Mobile Registration > Mobile Banking Registration > Registration : Enter your 10 digit mobile number, which should be already registered with the Bank.

As soon as this application has been installed, you can start paying your SBI Card outstanding bills through Bill Pay Section available on home page of SBI Card Application. If you make SBI Card Payment through SBI Mobile Banking, Payment will reflect in your SBI Credit Card account within 2 working days.

6) Electronic Bill Payment

To make SBI Credit Card Payment by Electronic Bill Payment you need to Log in to the net banking page of the State Bank of India, Indian Overseas Bank, Citibank or Bank of India where you have a bank account, after that Add ‘SBI Card’ as a biller, Fill in the details about your card number and payment amount and make the payment.

If you make SBI Card Payment through Electronic Bill Payment, Payment will reflect in your SBI Credit Card account within 3 working days.

7) Electronic Clearing Services

To make SBI Credit Card Payment by Electronic Clearing Services download the ECS form from SBI Forms Central, after that Print the form and fill all the required details, choose one of the 3 payment options given in the form i.e. Total amount due (TAD), Minimum amount due (MAD) or Fixed amount, finally Send the completely filled form along with a cancelled cheque to SBI Card at the following address: SBI Card and Payment Services Pvt. Ltd., P.O. Bag No.28, GPO, New Delhi – 110001.

If you make SBI Card Payment through Electronic Bill Payment, Payment will be debited from your SBI Credit Card account on the Payment Due Date.

8) SBI Auto Debit

To make SBI Credit Card Payment by SBI Auto Debit, download the SBI Card Auto Debit form from SBI Card Forms Central, then Take print of the form and fill the required details, Choose out the two payment options available in the form i.e., Total amount due or Minimum amount due, finally Get the form details verified from the bank and Send the completed form to the following address: SBI Cards and Payment Services Pvt. Ltd., P.O. Bag No.28, GPO, New Delhi – 110001.

If you make SBI Card Payment through SBI Auto Debit, Payment will be debited from your SBI Credit Card account on the Payment Due Date.

9) Debit Card

To make SBI Credit Card Payment by Debit Card click on this link to make your SBI Card outstanding payment, enter the SBI Card Number for which you want to make the payment with payable amount and email address, Click on Debit Cards in mode of payment and select the bank account from which you want to debit, You will then be redirected to the bank payment page of your chosen bank account, Enter the important details of your debit card and Credit Card, i.e. user ID, password and PIN number, confirm the payment amount to SBI Card, Upon confirmation your bank account will be debited, SBI will send an email and SMS acknowledgement of your transaction.

If you make SBI Card Payment through Debit Card, Payment will reflect in your SBI Credit Card account within 2 working days.

Offline Options to pay SBI Credit Card Bill

We have already discussed that there are 5 SBI Card Offline Payment Options. Let’s know about each one of them one by one.

1) Over the Counter Payment

To make SBI Credit Card Payment over the counter, Visit your nearest SBI branch or any of the 5 State Bank associate bank branch, Fill the pay-in slip/Voucher with all the required details and submit it with the payment, finally Collect the acknowledgement receipt of payment.

If you make SBI Card Payment through Counter, Payment will reflect in your SBI Credit Card account within 2 working days.

2) Electronic Drop Box

To make SBI Credit Card Payment by Electronic Drop Box locate the nearest electronic drop box, Put the cheque in the drop box, after successful transaction you will get the scanned image of the cheque as a receipt.

If you make SBI Card Payment through Electronic Drop Box, Payment will reflect in your SBI Credit Card account within 4 working days.

3) Manual Drop Box

To make SBI Credit Card Payment by Manual Drop Box you need to fill in the SBI Card number on your cheque, mention your name and phone number on the back side of the cheque, do mention the payee name as ‘SBI Card No. XXXX XXXX XXXX XXXX’ (16-digits of your credit card number), check that the payment amount, date and signature is clearly mentioned on the cheque.

If you make SBI Card Payment through Manual Drop Box, Payment will reflect in your SBI Credit Card account within 4 working days.

4) Pay Cash

To make SBI Credit Card Payment by Pay Cash locate your nearest Easy Bill Outlet, go to an outlet and provide your transaction details i.e., Card Number, Amount to Be Paid, and Contact Number, do the payment and collect your electronic receipt.

If you make SBI Card Payment through Cash, Payment will reflect in your SBI Credit Card account within 3 working days.

5) SBI ATM

To make SBI Credit Card Payment by SBI ATM Walk into your nearest SBI ATM, Insert your debit card into the ATM machine and press the services tab and find the ‘Bill Pay’ option, Enter your SBI Credit Card number and the amount which you want to pay.

If you make SBI Card Payment through SBI ATM, Payment will reflect in your SBI Credit Card account within 2 working days.

This is the complete list of SBI Card Payment Options (Online & Offline). Now, you have a lot of methods to use from to make your SBI Card Payment.

Final Words on SBI Credit Card Payment Options

There are 5 Offline and 9 Online SBI Card Payment Methods. You can choose from any these 14 Options to pay SBI Credit Card Bill. If you have Online SBI Account, then NEFT is the best option which updates your payment on your SBI Credit Card in just 1 day.

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State Bank of India Credit Cards

SBICPSL or SBI Cards & Payments Services Pvt. Ltd. is a joint venture between the largest bank of India, State Bank India and GE Capital. The partnership is handled by 2 joint-venture companies – SBI Cards & Payment Services Pvt. Ltd., which focuses on the marketing and distribution of SBI Cards and GE Capital Business Processes Management Services Pvt. Ltd., which operates the technology and other important processing needs of SBI Cards. Their headquarter is in Gurgaon, Haryana and they have branches spread over 63 cities across India. As of 2016, State Bank of India is one of the best Credit Card issuers in India with an overall customer base of over 2.7 million.

About SBI Credit Cards

From time to time SBI Card has been introducing products in association with smaller banks like Karur Vysya, Lakshmi Vilas and some private companies like Future Group and Snapdeal. SBI Card has a credit card for every kind of need – There are Premium Cards, Travel & Shopping Cards, Classic Cards and Exclusive Cards & Corporate Cards along with Value added Services, Utility Bill Payment, Card Payment Options, and Offers & Rewards thus it offers Indian consumers an huge access to a large range of credit cards.

Also See : How to Apply for SBI Credit Card ?

Credit Cards available at State Bank of India

SBI Signature Credit Card SBI Platinum Card SBI Advantage Signature Card
FBB SBI Styleup Card Air India SBI Platinum Card Air India SBI Signature Card
SBI Gold Credit Card SBI Advantage Gold SBI Advantage Plus Card
Tata Cards BMB Platinum Credit Card BMB Gold & More Card
SBI Advantage Platinum SBI Student Plus Advantage SimplyClick Credit Card
Yatra SBI Card IRCTC SBI Platinum Card IRCTC SBI Card
SBI Advantage Gold & More SBI UBI Card Karur Vysya Bank SBI Card
SBI Dena Bank Secured Card Karur Vysya Bank SBI Platinum Card SBI Corporate Utility Card
Oriental Bank of Commerce SBI Platinum Card Oriental Bank of Commerce SBI Card Bank of Maharashtra SBI Card
Bank of Maharashtra SBI Platinum Credit Card SBI Platinum Corporate Card SBI Signature Corporate Card

SBI Card Shop & Smile Rewards Program

SBI Card Shop & Smile Rewards Program is a way to make relationship with SBI Card with a whole lot of rewards.   This Reward Program has been made available keeping in mind the tastes and lifestyle of the customer. You can simply redeem the SBI Credit Card Reward Points accumulated on your SBI credit Card to get huge variety of products from Gift Items and Coupons to Electrical Appliances, Accessories to Lifestyle products.

SBI Card Payment Options

You have the facility to pay for SBI Card Outstanding amount by 12 different options– Utility bill payments, Through Paynet, Visa credit card pay, Electronic Clearing, Paycash, ATM, Locate & Pay, Auto Debit, Online through SBI Netbanking, Mobile Banking, NEFT etc.

7 Types of Value Added Services on SBI Credit Cards :

  1. Balance Transfer – SBI helps you to Transfer credit card balance.
  2. BT on EMI – This service helps you to  Convert Outstanding Balance to EMI.
  3. Flexipay – This is also an EMI Service where you can Convert your big purchases amount to EMI.
  4. Easy Money – Through this Service you can withdraw Cash from your any ATM using your SBI Card.
  5. E-Statement – Electronic credit card Statements in SBI Card is quick way to receive your Credit Card Statements. Using this service you don’t have to wait for mail or worry about it getting lost or misplaced.
  6. ENcash – You can fulfill your extra cash needs with SBI Card Encash – Money on call.
  7. SBI Credit Cards Insurance – SBI Card had introduced CPP (Card Protection Plan) which is the first card protection service in India which can be used in case of card loss, theft and any fraud. This product is designed to help you protect your Credit, Debit and ATM Cards with CPP.

SBI Card Customer Care Numbers

BSNL/MTNL Landline – 1860 180 1290/1800 180 1290
All Other Operators – 39 02 02 02 (Prefix the STD Code of your City)

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