Features of Best 5 Best SBI Credit Cards

Features of Best 5 Best SBI Credit Cards

State Bank of India (SBI) is arguably one of the most popular banks of India, and rightly so. When it comes to offering the utmost convenience to its customers and ensuring that they get a wide range of alternatives, SBI leaves no stone unturned. And the bank extends this feature to its Credit Cards as well.

If you have been looking for the Best Credit Card, then you have landed at the right place because we have collated a list of 5 of the Best SBI Credit Cards.

1) SBI SimplySAVE Visa & Master Credit Card

This card is perfect if you want to reap the benefits of a Credit Card while paying a highly affordable annual fee. Specially designed to serve salaried individuals, the SBI SimplySAVE Card offers benefits pertaining to utility bills, shopping, travel, and other lifestyle related expenses.  Here are some of the most imperative features of this card:

Annual Fee – 499

Welcome Gift – 2,000 Reward Points for the first 2,000 spent within 2 months from the date of receiving the card.

Reward Points –

  • 10 points for every Rs. 100 spent on groceries, dining, and movies.
  • 1 point for every Rs. 100 spent on other payments.

Interest-Free Period – 20-25 days

Annual Percentage Rate –2%

Additional Benefits – Fuel surcharge waiver of 2.5% on every transaction between Rs. 500 and Rs. 3,000.

2) SBI SimplyCLICK Visa & Master Credit Card

This card has been specially put on offer for the consumers who largely depend on online transactions, whether it comes to shopping online or booking the movie tickets, amongst other lifestyle expenses. Yet another card that is being offered at a fairly reasonable price, the SBI SimplyCLICK Visa & Master Card offers multiple benefits. Some of the aspects of this card that you must know are:

Annual Fee – 499

Welcome Gift – A voucher worth Rs. 500 from Amazon

Reward Points – 10 points for all online spends via exclusive partners, including Amazon, BookMyShow, Cleartrip, FoodPanda, Lenskart, as well as OLA and ZoomCar.

Additional Benefits –

  • Opportunity to earn as much as 5x Reward Points on shopping online.
  • Fuel surcharge waiver of 2.5%, on every transaction between Rs. 500 and Rs. 3,000.
  • On annual online spend of Rs. 1 Lakh and that of Rs. 2 lakh, an e-voucher worth Rs. 2,000 each.
  • Fee reversal for the coming year if the annual spend exceeds Rs. 1 Lakh in a year.

3) SBI ELITE Visa & Master Credit Card

As the name suggests, this card is designed for customers who spend heavily on lifestyle. Given the fact that this card offers some exemplary benefits, it attracts a slightly high annual fee. Here’s all that you need to know about the SBI ELITE Visa & Master Card!

Recurring Annual Fee – 4,999

Welcome Gift – Gifts worth Rs. 5,000 from partner brands including Yatra, Shoppers Stop,Marks& Spencer, Pantaloons,Bata, and Hush Puppies.

Reward Points –

  • 10 reward points against every Rs. 100 spent on groceries, departmental stores, movies, and dining.
  • 2 reward points against the spending of every Rs. 100 on retail products and services.
  • On annual online spend of Rs. 3 Lakhs, 10,000 bonus reward points.
  • 15,000 bonus reward points each, on annual spends of Rs. 5 Lakhs and 8 Lakhs.

Additional Benefits –

  • Overall annual benefits worth Rs. 30,000.
  • Movie tickets worth Rs. 500 for 2, from BookMyShow, every month.
  • Complimentary membership for Trident Privilege Red Tier as well as Priority Pass Program, along with that for Club Vistara.
  • Insurance Cover of Rs. 1 Crore against air accidents.
  • As many as 8 complimentary visits to domestic airport lounges, across India.
  • As many as 6 complimentary visits to international airport lounges, across the globe.
  • Waiver of fuel surcharge of 1%, on every transaction between Rs. 500 and Rs. 4,000, with a cap of Rs. 250 per billing cycle.

4) IRCTC SBI Platinum Credit Card

Ideally suited for those with a penchant for traveling by trains, this card offers ample benefits as well as privileges to compensate for its meagre annual fee. This card can also be used to book any one of the 5,000 hotels across 350 cities in India, listed on IRCTC.

Annual Fee – 500

Renewal Fee – 300

Welcome Gift –Complimentary membership of ShubhYatra as well as 100% value pack for Railways Points for AC ticket.

Reward Points –

  • 10 reward points against every Rs. 100 spent on groceries, departmental stores, movies, and dining.
  • 2 reward points against the spending of every Rs. 100 on retail products and services.
  • On annual online spend of Rs. 3 Lakhs and that of Rs. 3 Lakhs, 10,000 bonus reward points each.
  • 15,000 bonus rewardpoints each, on annual spends of Rs. 5 Lakhs and 8 Lakhs.

Additional Benefits – A cash advance limit of up to Rs. 15,000 in case of platinum cards, or up to 80% of the credit limit for regular cards.

5) SBI Prime Credit Card

Priced a little lower than the ELITE Visa & Master Card, SBI Prime Credit Card offers a similar array of benefits, thus catering to consumers with moderate to high spending habits. Some of the distinct features of this card include:

Recurring Annual Fee – 2,999

Reward Points –

  • 20 reward points for every Rs. 100 spent towards payment of utility bills.
  • 20 reward points for every Rs. 100 spent on the cardholder’s birthday.
  • 15 reward points for every Rs. 100 spend at brand brands, especially Reliance Outlets.

Additional Benefits –

  • Complimentary membership for Trident Privilege Red Tier as well as Priority Pass Program, along with that for Club Vistara.
  • Insurance Cover of Rs. 50 Lakhs against air accidents.
  • 8 complimentary visits to domestic airport lounges, across India.
  • 4 complimentary visits to international airport lounges, across the globe.
  • Waiver of fuel surcharge of 1%, on every transaction between Rs. 500 and Rs. 4,000, with a cap of Rs. 250 per billing cycle.
  • On annual spend of Rs. 5 Lakhs and above, an e-gift voucher from Pantaloons, or Yatra.com worth Rs. 7,000.

Now that you are well-informed of all the features of the leading SBI Credit Cards, Compare Top Banks Credit Cards & pick any one that suits your needs, as well as your spending behaviour. For what it’s worth, the benefits offered by the card, will often far exceed the annual fee you pay for it!

To apply online for Credit Cards, Secured Loans and Unsecured Loans, visit www.mymoneymantra.com, the leading online lending marketplace that offers financial products from 70+ Banks and NBFCs. We have served 2 million+ happy customers since 1989.

Talk to our Loan Specialists toll-free at 1800 103 4004 to know more about our products and offers.

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