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How to Add Joint Account Holder(s) in HDFC Bank Account ?

Add Joint Account Holder in HDFC Bank : HDFC Bank is one of the most trusted and largest bank in India. If you already have a bank account in HDFC Bank and you want to add joint account holder in HDFC Bank, this article will help you to do so. In our previous article, we have already talked about the types of joint accounts in India. Adding a new joint account holder in HDFC Bank gives you the facility to operate the account jointly. All the facilities used by the main account holder can also be availed for the joint account holder. Before you think of adding a joint account holder in your HDFC Bank account, make sure you have complete trust on the person as this type of account is to be operated jointly.

How to Add Joint Account Holder in HDFC bank

The procedure to add a joint account holder in HDFC Bank is quite easy and does not take much time. You must follow the step by step procedure given below to add HDFC Bank joint account holder.

How to Add Joint Account Holder in HDFC Bank ?

In order to add joint account holder in your HDFC Bank Account, follow the steps given below :

1) Fill up HDFC Bank Account Opening Form or Submit the Passbook

Case 1 : If the Joint Account Holder does not have HDFC Bank Account : If the person whom you want to add as a joint account holder does not have an account with HDFC Bank, then you need to fill up HDFC Bank Account Opening Form just like a new account holder does. In this form you need to mention the details of the Joint Account Holder(s). Do remember to put a mark on the appropriate boxes and mention the type of joint account you need from the choices i.e., Either or Survivor, Anyone or Survivor, Former or Survivor, Jointly, Jointly or Survivor.

Case 2 : If the Joint Account Holder already has HDFC Bank Account : If the person whom you want to add as a joint account holder already has an account with HDFC Bank, then you just need to produce the copy of his/her HDFC Bank passbook. Please note that the data in Account Opening Form will be used only for creating CIF(Customer Information File) Number.

2) Gather the HDFC Bank KYC Documents

Once you fill up the form, you need to gather the KYC Documents (For Proof of Address & Proof of Identity) of your Joint Account Holder(s).

Also Read : HDFC Bank KYC Documents

3) Write an Application to the Branch Manager

Write an Application to the Branch Manager of your HDFC Bank Home Branch requesting to add a Joint Account Holder.

4) Submit the Form and Documents to HDFC Bank Home Branch

Once you have the filled up HDFC Bank Account Opening Form along with KYC Documents and a written application, you need to visit your HDFC Bank Home Branch and submit all these documents to the accounts person. Upon successful validation of all the details of the Joint Account Holder(s), the joint account holder will be added to your Bank Account.

Final Words :

You might have noticed that adding a joint account holder in HDFC Bank is quite an easy process and can be completed in just 20-30 minutes after you reach your home branch. Do remember that the amount and the type of access given to a joint account holder is in the hands of the main account holder. At any point of time you can consider removing a joint account holder.

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6 comments

  1. Hdfc me patni ka nam jorna hai lekin patni me pas nahi hai adhar card hai ho jayega

  2. K.Karunakar Reddy

    i have submitted an application at hdfc branch along with the required documents.
    i would like to have a cheque book with both the joint account names printed on the cheques.
    subsequent to submission of request application, how long it will take to get the cheque book.

  3. PILLALAMARRI SATYANARAYANA

    Sirs:

    I have HDFC Savings Bank account standing in my name. I would like to add my wife’s name in the same account, making it as Joint account. Is Aadhar card plus a passport size photo are sufficient to present to the home branch, or any other additional documents are needed?

  4. PILLALAMARRI SATYANARAYANA

    Sirs:

    I have HDFC Savings Bank Account. To make it a joint account, what are the documents of the joining person are needed?

  5. PILLALAMARRI SATYANARAYANA

    what are documents needed for the existing HDFC savings bank account, to make it a joint savings bank account?

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