Write a Cheque in HDFC Bank : HDFC Bank is one of the largest and trusted banks in India. It provides its account holders with a variety of banking products and options. One such product is Cheque Book. While filling up HDFC Bank Account Opening form i.e., when you open a bank account in HDFC Bank, you get the option to apply for a cheque book. You can also apply for HDFC Bank cheque book at a later stage. A Cheque is a very important document issued by a bank and is used to pay a specific amount of money from the account of one person to another person or entity in whose name the specific cheque has been issued.
A cheque is undoubtedly one of the best and safest modes of making payment. There are various types of Cheques used but the most used are Self Cheques, Account Payee Cheques, and Cancelled Cheques.
In this Article, we will tell you how to :
- Write a Self Cheque in HDFC Bank
- Write an Account Payee Cheque in HDFC Bank
- Write a Cancelled Cheque in HDFC Bank
How to Write a Self Cheque in HDFC Bank ?
A Self Cheque in HDFC Bank is a cheque which has Self or Account Holder’s Name written on it by the account holder. This cheque can only be used by the Account Holder to receive cash from his account. This can be used as an alternative to an ATM card.
HDFC Bank Self Cheque Sample
How to Write an Account Payee Cheque in HDFC Bank ?
An Account Payee Cheque in HDFC Bank simply means, when you draw two parallel lines on the left corner of the cheque and write the words “Account Payee” between those two lines. Some people write it as “A/C payee”. Do remember that when you cross a cheque, the funds can only reach the account of the person, and cannot be encashed at a branch counter.
HDFC Bank Account Payee Cheque Sample
How to Write a Cancelled Cheque in HDFC Bank ?
A Cancelled Cheque in HDFC Bank is one which is crossed with the word “Cancelled” is written on it. Except this, you do not need to write anything else on the cheque. As soon as you cross the cheque and write the word cancelled on it, no one can use or misuse this cheque. However, the cheque can be used to provide the account number, cheque number and MICR code to whosoever concerned.
HDFC Bank Cancelled Cheque Sample
Cancelled Cheques may be used for :
- KYC for various investments like mutual funds, stock investments, etc.
- ECS – Electronic clearance service (ECS).
- For completing the process of assigning EMIs for various types of loans such as home loans, car loans, education loans etc. the bank/company would ask for a cancelled cheque.
- EPF Withdrawal
- Insurance policy
- Demat account
Final Words :
You might have noticed that writing a cheque in HDFC Bank is quite easy. Although we have mentioned the method to write Self, Account Payee and Cancelled Cheque in HDFC Bank. If you want to know the method to write any specific type of Cheque, you can leave your comments below.
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