Apply for HDFC Credit Card : HDFC Bank is one of the most popular banks in India. Not only does it provides wide range of banking services, but also offers a variety of HDFC Credit cards to meet the needs of consumers of all income group. So, whether you are Salaried, Self-Employed, a business owner or a Student, HDFC Bank has a Credit Card for each one of you. Before you jump to any conclusion you must know a few details about HDFC Credit Cards. Today, we will take you through the step by step procedure on how to apply for HDFC Credit Card ?
How to Apply for Credit Card in HDFC Bank ?
First thing to do while applying for a Credit Card is to check your eligibility.
Step 1) Eligibility Criteria to Apply for HDFC Credit Card
Think if you do most of the formalities at your end and didn’t even check if you are eligible for the HDFC Credit Card or not! So, its always a good practice to check your eligibility to apply for Credit Card in HDFC.
Basic Requirements to apply for a HDFC Credit Card are as follows :
- Applicant must be Indian.
- Applicant must be over 18 years of age.
- Applicant must have a good credit score with no loan/credit card defaulting.
- Depending upon Salaried or Self-Employed/Business Professionals the documentation and charges might differ.
Step 2) Review all the HDFC Credit Card Options
You can compare features and benefits of up to three HDFC Credit Cards at a time online. This feature can help you to get a better idea to apply for HDFC Credit Card. Use this link to Compare Credit Cards in HDFC Bank.
You can also check from the list of HDFC Cards given below. At any point of time you can talk to HDFC Credit Card Helpline Number 1800 425 4332 or Visit any HDFC Bank Branch to know more about any HDFC Credit Card.
List of HDFC Credit Cards
|HDFC Bank Regalia Card||HDFC Bank Titanium Times Card||HDFC Corporate Platinum|
|JetPrivilege HDFC Bank World Card||HDFC Solitaire Credit Card||HDFC Corporate Visa Signature Credit Card|
|HDFC Bank Diners Premium Card||HDFC Corporate Credit Card||HDFC Corporate World Master Card|
|HDFC Bank MoneyBack Card||HDFC Superia Credit Card||HDFC Platinum Plus Credit Card|
|HDFC Bank All Miles Card||HDFC Visa Signature Credit Card||HDFC Teachers Platinum Credit Card|
|HDFC Bank Diners Rewardz Card||HDFC World MasterCard||HDFC Infinia Credit Card|
|Snapdeal HDFC Bank Card||HDFC Titanium Edge Credit Card||HDFC Diners Club Black Credit Card|
|JetPrivilege HDFC Bank Diners Club||JetPrivilege HDFC Bank Platinum||HDFC Doctors Superia Credit Card|
|HDFC Bank Platinum Times Card||HDFC Platinum edge Credit Card|
Step 3) Gather the Required Documents
Once you review the Credit Card Options, you need to gather your necessary documents in order to apply for a HDFC Credit Card. Also, you will need to keep the following information and documents handy :
- Personal Information : Name, Address, Occupation, Education Level, Date of Birth, Email Address, Gender, PAN Number, Mobile or a Landline telephone number.
- Professional Information : The name of your Employer, Company Address, Work Industry, Designation, and the number of years you’ve been employed at the current company.
- Address Proof : Passport, Voter ID, License, UID Aadhar Number,or any acceptable document.
- Other Documents : PAN Card, Salary slips/Certificate for last 3 months, Income Tax Return document, Latest bank statement indicating salary credited for minimum 3 months.
Read Also : How to Check HDFC Credit Card Application Status ?
Step 4) Apply for HDFC Credit Card
The quickest way to apply for HDFC Credit Card Online is through HDFC Credit Card Official Website. A lot of online applications for HDFC Credit Card have only one page of information to provide. Give all the required details as requested. Once you agree to the terms and conditions, submit the application for processing. Remember not to double-click! This could result in an error.
Alternately, You can also call HDFC Credit Card helpline at 1800 425 4332 or visit the nearest HDFC Bank branch to apply for HDFC Credit Card.
Step 5) Approval Process of HDFC Credit Card Application
If your application is approved online, HDFC Bank executives will get in touch with you within 2 working days to inform you about the all the documents you need to submit. The executives will also set an appointment with you to collect the required documents from you. Once you have submitted all your necessary documents, it will take up to 21 days to process your HDFC Credit Card application. Final approval of your HDFC Credit Card depends on the documents you provide.